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Karsaaz Solutions

Fintech Quality Assurance

We test fintech platforms for transaction accuracy, security, performance, and compliance so you can launch with confidence.

Fintech Quality Assurance

Key Features

Transaction Workflow Testing

Transaction Workflow Testing

End-to-end validation of payment, wallet, lending, and disbursement workflows against RAAST, IBFT, 1Link, and partner bank requirements.

Automated Regression Testing

Automated Regression Testing

Reusable automated test suites validating wallet, payment, lending, and card modules supporting 99.9% uptime SLA and 0.003% fraud rate benchmarks expected in fintech platforms.

Performance & Load Testing

Performance & Load Testing

Validation of transaction processing supporting 50M+ monthly transactions with sub-second Raast settlement and 99.9% uptime SLA expectations.

Security & Vulnerability Testing

Security & Vulnerability Testing

Application security validation aligned with PCI DSS Level 1, ISO 27001, and SBP cybersecurity guidelines, including biometric accuracy and KYC integrity testing.

SBP & PCI DSS Compliance Validation

SBP & PCI DSS Compliance Validation

Test cases mapped to SBP BPRD, PRISM, EIFD, AML/CFT, and PCI DSS requirements to verify regulatory alignment before go-live.

Audit-Ready Test Documentation

Audit-Ready Test Documentation

Structured test reports, defect logs, and coverage records suitable for SBP internal audits, regulator reviews, and banking partner due diligence.

Benefits

Higher Transaction Accuracy

Validated testing across wallet, payment, lending, and card workflows ensures 99.9% transaction reliability and accurate Raast/IBFT settlement.

Reduced Production Incidents

Comprehensive test coverage reduces post-launch defects in fintech environments where 0.003% fraud rate and SBP compliance are essential.

Faster, Safer Releases

Automated regression suites allow new wallet, payment, and lending features to be released without breaking existing SBP-compliant workflows.

Regulatory Confidence

Test evidence aligned with SBP BPRD, PRISM, EIFD, and PCI DSS Level 1 supports internal audits and banking partner due diligence.

Better User Experience

Performance testing ensures platforms stay responsive under 50M+ monthly transactions with sub-second Raast settlement.

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Why Choose Us

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Fintech-Specific Test Expertise

Fintech-Specific Test Expertise

QA teams trained on wallet, payment, lending, card, KYC, AML, and fraud workflows with deep knowledge of RAAST, 1Link, NIFT integrations.

SBP & PCI DSS Test Frameworks

SBP & PCI DSS Test Frameworks

Test cases mapped to SBP BPRD, PRISM, EIFD, PCI DSS Level 1, and ISO 27001 requirements with evidence suitable for regulatory audits.

Performance Tested for 50M+ Transactions

Performance Tested for 50M+ Transactions

Validated load testing supporting 50M+ monthly transactions and 99.9% uptime SLA expectations for production fintech platforms.

Automated Regression at Scale

Automated Regression at Scale

Reusable automated test suites across all fintech modules ensure faster, safer releases without breaking SBP-compliant workflows.

Pakistan-Based QA Teams

Pakistan-Based QA Teams

Local QA teams in Pakistan integrate seamlessly with your development team across time zones and SBP regulatory expectations.

OUR 6-STEP PROCESS

Our Process

SBP & PCI Test Strategy Planning
01 / 06

SBP & PCI Test Strategy Planning

Reviewing platform scope, SBP regulatory requirements, PCI DSS scope, and high-risk fintech workflows.

Test Case Design for Fintech Workflows
02 / 06

Test Case Design for Fintech Workflows

Creating functional, security, performance, and compliance test cases for wallet, payment, lending, card, and onboarding modules.

Test Automation Setup
03 / 06

Test Automation Setup

Building automated regression suites for RAAST, 1Link, NIFT, and partner banking integration validation.

Multi-Layer Test Execution
04 / 06

Multi-Layer Test Execution

Running functional, integration, performance, security, and SBP/PCI DSS compliance tests across staging environments.

Defect Management & Traceability
05 / 06

Defect Management & Traceability

Logging, prioritising, retesting, and resolving defects with audit-ready traceability for regulatory reviews.

Audit-Ready Reporting & Sign-Off
06 / 06

Audit-Ready Reporting & Sign-Off

Delivering structured test reports, coverage metrics, and go-live readiness assessments suitable for SBP and banking partner audits.

MMBL
JazzCash
PayFast
Easy Topup
OKKARO
What people say
Client Testimonials
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin
Exceptional service and support! The team at Karsaaz ensured our transition to a cloud-native architecture was smooth and secure.
ZM
Zainab Malik
Director of Operations, MicroFin

Your Questions, Answered

What is fintech quality assurance?

Fintech QA is the structured testing of financial platforms for transaction accuracy, security, performance, and SBP/PCI DSS compliance before go-live.

Why is QA critical for fintech platforms?

Fintech platforms handle 50M+ monthly transactions, customer funds, and SBP-regulated workflows. A single defect can cause financial loss, regulatory penalties, or audit failures.

Do you provide manual or automated testing?

Both. Manual testing covers exploratory and complex flows, while automated regression covers wallet, payment, lending, and card modules at scale.

Can you test wallet, payment, and lending platforms?

Yes. We test all 9 core fintech modules including wallets (SBP L0/L1/L2), payment gateways, lending engines, cards, agent banking, KYC, AML, and fraud management.

Do you test for SBP and PCI DSS compliance?

Yes. Test cases are mapped to SBP BPRD, PRISM, EIFD, AML/CFT, PCI DSS Level 1, and ISO 27001 with evidence suitable for regulatory audits.

Can you audit a platform built by another vendor?

Yes. We perform independent QA audits, gap assessments, and remediation roadmaps for platforms built by other vendors.

How long does fintech QA take?

Duration depends on scope. Most QA projects run alongside development and continue through staging and pre-production with structured automated regression coverage.

Do you test for 99.9% uptime SLA?

Yes. We perform load, stress, and endurance testing to validate platform behaviour under peak transaction loads and 99.9% uptime expectations.

Can QA be done remotely?

Yes. Our Pakistan-based QA teams work remotely while staying integrated with your development and product teams across Pakistan and the MENA region.

Do you support ongoing QA after launch?

Yes. We provide continuous QA coverage for new releases, hotfixes, SBP regulatory updates, and partner API changes as part of long-term engagements.