Layered architecture with API gateway, services, integration, data, and infrastructure layers enabling clean separation of payment, wallet, lending, and compliance modules.
Pre-built connectors for RAAST, 1Link, NIFT, NADRA, and ISO 8583 / ISO 20022 messaging standards integrated with licensed banking partners.
Production-ready modules for digital wallets (SBP L0/L1/L2 tiers), payment gateways, loan origination, card management, and disbursement workflows.
Platforms designed to align with SBP BPRD, PRISM, EIFD frameworks and partner bank requirements from day one of architecture.
AES-256 encryption at rest, TLS 1.3 in transit, role-based access controls, mTLS, and PCI DSS Level 1 aligned card data handling.
Deployment options on AWS, Azure, on-premise, or hybrid environments using Docker, Kubernetes, and Terraform infrastructure as code.
Pre-built modules and proven architectures deliver production ready platforms in 8 to 12 weeks, compared to 12 to 18 months for international alternatives.
AES-256 encryption, TLS 1.3, mTLS, and PCI DSS Level 1, ISO 27001, SBP-aligned architecture built in from day one.
Modular microservices design reduces long-term maintenance costs and avoids monolith lock-in for future feature additions.
Pre-built connectors for RAAST, 1Link, NIFT, NADRA, and partner banking infrastructure remove expensive customisation cycles.
Architecture supporting 50M+ monthly transactions and 99.9% uptime SLA, ready to handle growth across Pakistan and the MENA region.
Purpose-built for SBP regulatory framework with RAAST, 1Link, NIFT, and NADRA pre-integrated not bolted on through expensive customisation cycles.
Pre-built modular architecture delivers production-ready fintech platforms in 8 to 12 weeks versus 12 to 18 months for international alternatives.
Architecture supporting 50M+ monthly transactions and 99.9% uptime SLA, deployed across 15+ active fintech clients in Pakistan and the MENA region.
PCI DSS Level 1, ISO 27001, AES-256 encryption, TLS 1.3, and mTLS built into platform architecture not added later.
Backed by a Pakistan based team with 8+ years of fintech delivery experience across banking, EMI, microfinance, and digital businesses.
Understanding fintech product scope, SBP regulatory requirements, partner bank integration needs, and business goals.
Defining microservices structure, module boundaries (wallet, payment, lending, KYC), data models, and integration points.
Building core modules and connecting RAAST, 1Link, NIFT, NADRA, and licensed banking partner APIs in iterative cycles.
Functional, security, performance, and SBP/PCI DSS compliance testing across all critical fintech workflows.
Production deployment on AWS, Azure, on-premise, or hybrid environments with monitoring and banking partner coordination.
Post-launch 24/7 Level 3 support, feature releases, integration maintenance, and platform evolution as regulations change.
Understanding fintech product scope, SBP regulatory requirements, partner bank integration needs, and business goals.
Defining microservices structure, module boundaries (wallet, payment, lending, KYC), data models, and integration points.
Building core modules and connecting RAAST, 1Link, NIFT, NADRA, and licensed banking partner APIs in iterative cycles.
Functional, security, performance, and SBP/PCI DSS compliance testing across all critical fintech workflows.
Production deployment on AWS, Azure, on-premise, or hybrid environments with monitoring and banking partner coordination.
Post-launch 24/7 Level 3 support, feature releases, integration maintenance, and platform evolution as regulations change.
Fintech platform development is the design and engineering of digital financial systems including wallets, payment gateways, lending engines, card systems, and onboarding modules, built for regulated environments in Pakistan.
Yes. Our platforms align with SBP BPRD, PRISM, and EIFD frameworks, and meet the standards of our licensed banking partners across Pakistan.
Yes. We provide pre-built connectors for RAAST, 1Link, NIFT, NADRA, ISO 8583, and ISO 20022 messaging standards, integrated with licensed banking partners.
Modular platforms typically deliver in 8 to 12 weeks compared to 12 to 18 months for international alternatives, depending on scope and integrations.
Yes. We provide long-term Level 3 support in Urdu and English from Pakistan-based engineers, with continuous platform evolution as regulations change.
We use a modern stack including microservices, AWS, Azure, Docker, Kubernetes, Terraform, Jenkins CI/CD, Oracle, MySQL, Redis, Kafka, and Elasticsearch.
Yes. We support cloud, on-premise, and hybrid deployment models with PCI DSS Level 1 and ISO 27001 aligned infrastructure setups.
AES-256 encryption at rest, TLS 1.3 in transit, mTLS, role-based access controls, and full alignment with SBP, PCI DSS Level 1, and ISO 27001 standards.
We build digital wallets (SBP L0/L1/L2), payment gateways, loan origination and management, card management, agent banking, onboarding/KYC, AML/compliance, and fraud management modules.
Yes. Our architecture supports 50M+ monthly transactions with 99.9% uptime SLA and sub-second Raast settlement performance.
