Reach Further.
Without Branches.
Karsaaz Solutions designs and develops secure, scalable fintech platforms for regulated environments. Our approach combines structured system architecture, integration-ready engineering, and governance-aware delivery to support reliable digital financial operations. We operate strictly as a technology development partner and do not provide financial services.
- Authorised agent network management
- Cash-in and cash-out processing
- Account opening and loan disbursement at agent points
- Real-time settlement and liquidity management
- Geo-tracked transaction auditing
- Utility bill and payment collection
Key Features
Agent Network Management
Onboarding, management, and monitoring of authorised agent networks including retailers and kiosks.
Cash-In and Cash-Out
Secure cash deposit and withdrawal at agent points with real-time core banking integration.
Account Opening
Digital account opening at agent locations with document collection, identity verification, and instant activation.
Loan Disbursement
Loan disbursement and repayment collection at agent points for microfinance and consumer lending.
Utility Bill Collection
Bill payments, mobile top-ups, and government payment collection through the agent network.
Real-Time Settlement
Instant settlement of agent transactions with core banking systems for accurate liquidity management.
Agent Liquidity Management
Real-time settlement, agent liquidity management, and geo-tracked transaction auditing empowering authorised agents including retailers, kiosks, and field officers to deliver banking services to underserved communities without physical branches.
Geo-Tracked Auditing
GPS-based location tracking with full audit trails for every agent transaction.
Agent Performance Analytics
Real-time dashboards showing agent transaction volumes, revenue, and performance.
Achieve Measurable Results
Extended Financial Reach
Deliver banking services to communities without physical branch access.
Wider Distribution Network
Agent networks expand your geographic reach and customer acquisition significantly.
Lower Operational Costs
Agent delivery is significantly cheaper than operating physical branches.
Real-Time Network Visibility
Geo-tracking and live settlement data give full visibility into agent network performance.
SBP Compliance
Built to align with SBP branchless banking requirements from day one.
Scalable Infrastructure
The platform scales as your agent network grows without compromising reliability.
Why Choose Karsaaz Solutions
Karsaaz Solutions designs and develops secure, scalable fintech platforms for regulated environments. Our approach combines structured system architecture, integration-ready engineering, and compliance-aware delivery. ● Agent network management ready
Get a Quote
Agent Liquidity Controls Built In
Float thresholds, automated rebalancing alerts, and agent-level transaction limits are part of the core platform.
GPS Auditing on Every Transaction
Every agent transaction is tagged with GPS coordinates and timestamped, giving you a complete verifiable audit trail.
Agent Onboarding Workflows
Agents are onboarded digitally with document collection, identity verification, and SBP-aligned approval workflows.
Real-Time Settlement to Core Banking
Transactions settle to core banking instantly, keeping agent float balances accurate and reconciliation clean.
Performance Dashboards Per Agent
Transaction volume, revenue, error rates, and liquidity levels are tracked per agent in real time.
How We Deploy Your Agent Banking Platform
Understanding your agent network structure, transaction types, and SBP expectations.
Structuring agent management, settlement, and core banking integration plans.
Building core banking, payment network, and liquidity management integrations.
Building agent management, transaction processing, and geo-tracked audit modules.
Validating transactions, settlement, geo-tracking, and compliance workflows.
Launching your platform with monitoring and continuous improvement.
How We Deploy Your Agent Banking Platform
Discovery and Requirements
Understanding your agent network structure, transaction types, and SBP expectations.
Architecture and Integration Design
Structuring agent management, settlement, and core banking integration plans.
Integration Build
Building core banking, payment network, and liquidity management integrations.
Platform Development
Building agent management, transaction processing, and geo-tracked audit modules.
Testing and Validation
Validating transactions, settlement, geo-tracking, and compliance workflows.
Deployment and Optimisation
Launching your platform with monitoring and continuous improvement.
Contact Us
Cash-in, cash-out, account opening, loan disbursement, utility bill collection, and mobile top-ups are all supported.
Automated monitoring, float threshold alerts, and rebalancing tools are built in to keep agents funded at all times.
Every transaction is tagged with GPS coordinates, timestamped, and logged with full audit trails for SBP compliance.
Yes. Our agent banking systems are built to align with SBP branchless banking requirements and partner institution standards.
Yes. Real-time integration with core banking systems ensures instant settlement and accurate account updates.
Our infrastructure is designed to scale with your agent network without compromising reliability or performance.
