Secure. Fast. Compliant.
Karsaaz Solutions designs and develops secure, scalable fintech platforms for regulated environments. Our approach combines structured system architecture, integration-ready engineering, and governance-aware delivery to support reliable digital financial operations. We operate strictly as a technology development partner and do not provide financial services.
- Raast instant payment rails integrated
- IBFT via 1Link and NIFT supported
- EMVCo QR and POS acquiring ready
- Sub-second settlement with partner banks
- 3D Secure authentication built in
- Real-time fraud scoring on every transaction
Key Features
PCI-DSS Compliant Infrastructure
End-to-end architecture ensures secure card data handling, tokenisation, and zero data compromise.
Raast Instant Payment Rails
Native integration with SBP Raast for instant fund transfers across Pakistan's banking network.
IBFT via 1Link and NIFT
Interbank fund transfer support through 1Link and NIFT for broad banking coverage.
EMVCo QR Payments
QR-code payment acceptance compliant with EMVCo standards for merchants and retailers.
POS and mPOS Acquiring
Point-of-sale and mobile POS terminal support for in-person payment acceptance.
3D Secure Authentication
Multi-factor cardholder authentication reduces fraud and chargebacks on online transactions.
Dynamic Currency Conversion
Real-time currency conversion at the point of transaction for international payment acceptance.
Real-Time Fraud Scoring
AI-powered fraud detection on every transaction to maximise approval rates and minimise losses.
Tokenisation
Card data tokenisation ensures sensitive payment credentials are never stored or transmitted in plain text.
Achieve Measurable Results
Higher Approval Rates
Real-time fraud scoring and intelligent routing improve transaction approval rates across all channels.
Stronger Security
PCI-DSS compliance, tokenisation, and 3D Secure protect every transaction end to end.
Faster Settlement
Sub-second settlement via Raast and partner banks keeps merchant cash flow moving.
Multi-Channel Acceptance
Online, in-app, QR, and POS from a single integrated platform.
Regulatory Compliance
Aligned with SBP requirements and PCI-DSS standards from day one.
Scalable Infrastructure
The platform scales as your transaction volumes grow without compromising speed or security.
Why Choose Karsaaz Solutions
Karsaaz Solutions designs and develops secure, scalable fintech platforms for regulated environments. Our approach combines structured system architecture, integration-ready engineering, and compliance-aware delivery. ● Raast, 1Link, and NIFT pre-inte...
Get a QuotePakistan-Native Payment Integrations
Existing connections with Raast, 1Link, NIFT, and partner banks mean no custom integration work required from your team.
PCI-DSS from the Ground Up
Security and compliance are built into the architecture from day one, not added as a layer after the fact.
Configurable Routing Rules
Define your own routing logic by merchant category, transaction type, or bank for full control over payment flows.
Fraud Controls You Can Tune
Adjust fraud scoring thresholds, block lists, and velocity rules to match your specific risk appetite and merchant mix.
Dedicated Go-Live Support
Our team works with you through testing, certification, and live deployment to ensure a smooth launch.
How We Deploy Your Payment Gateway
Understanding your payment flows, merchant categories, acquiring needs, and regulatory expectations.
Structuring gateway routing, tokenisation, fraud scoring, and banking integration plans.
Building Raast, 1Link, NIFT, card network, and partner bank integrations.
Building gateway modules, fraud scoring, tokenisation, and settlement workflows.
Validating transaction routing, fraud detection, settlement accuracy, and compliance.
Launching the platform with monitoring and continuous performance improvement.
How We Deploy Your Payment Gateway
Step 1 Discovery and Requirements
Understanding your payment flows, merchant categories, acquiring needs, and regulatory expectations.
Step 2 Architecture and Integration Design
Structuring gateway routing, tokenisation, fraud scoring, and banking integration plans.
Step 3 Integration Build
Building Raast, 1Link, NIFT, card network, and partner bank integrations.
Step 4 Platform Development
Building gateway modules, fraud scoring, tokenisation, and settlement workflows.
Step 5 Testing and Validation
Validating transaction routing, fraud detection, settlement accuracy, and compliance.
Step 6 Deployment and Optimisation
Launching the platform with monitoring and continuous performance improvement.
Contact Us
Timeline depends on your integration complexity and merchant categories. Our structured delivery model ensures a controlled and transparent process from discovery to live deployment.
Yes. Raast, 1Link, and NIFT are pre-integrated. No separate procurement or API setup is required from your team.
Yes. Our infrastructure is built to PCI-DSS standards with tokenisation and zero data compromise by design.
Yes. Online, in-app, QR-code, POS, and mPOS payment channels are all supported from a single integrated platform.
Real-time AI-powered fraud scoring is applied to every transaction. Thresholds, block lists, and velocity rules are configurable to match your risk profile.
Yes. Our platforms connect with banking infrastructure, card networks, and approved third-party tools. We have standard connectors for most major systems.
P1 incidents are disclosed within 24 hours via the status page. Detailed post-mortems are shared with affected clients within 5 business days.
EU-corridor support is available on request. A DPA with Standard Contractual Clauses is provided on engagement.
The customer. Evidence packs are exported at each milestone for client retention.
