All Channels.
One Platform.
Karsaaz Solutions designs and develops secure, scalable fintech platforms for regulated environments. Our approach combines structured system architecture, integration-ready engineering, and governance-aware delivery to support reliable digital financial operations. We operate strictly as a technology development partner and do not provide financial services.
- POS, mPOS, QR, and online checkout supported
- Real-time merchant dashboards
- Automated daily settlement reports
- Dispute management workflows built in
- Loyalty program integration ready
- Working-capital financing available

Key Features

Multi-Channel Payment Acceptance
POS terminals, mPOS, QR-code payments, and online checkout from a single merchant platform.

Merchant Dashboard
Real-time transaction monitoring, sales analytics, and account management from a web portal.

Daily Settlement Reports
Automatic daily reporting and settlement with full transaction breakdown, merchant dashboards, dispute management, loyalty program integration, and working-capital financing options.

Dispute Management
Structured chargeback workflows with case management and resolution tracking.

Loyalty Program Integration
Points, cashback, and gift card programs to drive repeat purchases.

Working-Capital Financing
Revenue-based financing options for merchants based on transaction history.

Real-Time Fraud Scoring
AI-powered fraud detection on every transaction to protect merchants.

Multi-Currency Support
PKR and international currency acceptance for merchants serving international customers.

API Integration
RESTful API integration for e-commerce platforms, ERP systems, and business tools.
Achieve Measurable Results
Higher Sales Conversion
Multi-channel acceptance reduces cart abandonment and increases completed transactions.
Better Cash Flow Management
Daily settlement reports and financing options improve cash flow visibility.
Reduced Fraud Losses
Real-time scoring and dispute management reduce chargebacks and fraudulent transactions.
Improved Customer Loyalty
Loyalty integration drives repeat purchases and increases customer lifetime value.
Regulatory Compliance
Built to align with SBP requirements and partner institution standards from day one.
Scalable Infrastructure
The platform scales as your merchant base and transaction volumes grow.


Why Choose Karsaaz Solutions
Karsaaz Solutions designs and develops secure, scalable fintech platforms for regulated environments. Our approach combines structured system architecture, integration-ready engineering, and compliance-aware delivery. ● POS, mPOS, QR, and online check
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All Channels in One System
POS, mPOS, QR, and online checkout are managed from a single platform with unified settlement and reporting.

Automated Daily Settlement
Settlement reports are generated and reconciled automatically every day without manual matching.

Built-In Dispute Workflows
Chargeback cases are opened, tracked, and resolved within the platform with evidence collection built in.

Working-Capital Financing Options
Merchants with strong transaction history can access revenue-based financing directly through the platform.

Loyalty Program Ready
Points, cashback, and gift card programs can be activated for your merchant network from the same system.
How We Deploy Your Merchant Banking Platform
Understanding your merchant categories, payment channels, settlement needs, and regulatory expectations.
Structuring merchant portal, payment routing, settlement, and banking integration plans.
Building banking, card network, and e-commerce platform integrations.
Building merchant portal, payment processing, settlement, and dispute management.
Validating transactions, settlement, fraud scoring, and compliance workflows.
Launching your platform with monitoring and continuous improvement.






How We Deploy Your Merchant Banking Platform





Contact Us
POS terminals, mPOS, QR-code payments, and online checkout are all supported from a single integrated platform.
Settlement reports are generated and reconciled automatically every day with full transaction breakdown. No manual matching is required.
Chargeback cases are opened, tracked, and resolved within the platform. Evidence collection and response generation are automated.
Yes. RESTful API integration is available for e-commerce platforms, ERP systems, and other business tools.
Yes. Points, cashback, and gift card programs can be activated for your merchant network from within the same system.
Yes. Revenue-based financing options are available for merchants with a strong transaction history on the platform.

